Details
  • Earn 1 point for every eligible dollar you spend. Terms Apply.
  • Every 7,500 points that you earn is enough for a $100 statement credit toward travel purchases made on the Card.
  • No Annual Fee.
  • Amex Offers savings at places you shop, dine, travel and more. Terms Apply.
  • Payment Flexibility: Your Card gives you the option to carry a balance with interest or pay in full each month.
Pros
No Annual Fee
Payment Flexibility
Good for those who travel domestically
Cons
Has interest charges
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
18.24,21.24,23.24%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
18.24,21.24,23.24%
variable
Cash advance apr
26.24%
variable
Regular annual fee
$0
Cash advance fee
3%
min $5
Foreign transaction fee
2.7%
Late payment fee
up to $38
Return payment fee
up to $38
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