How to Earn Points and Miles for Free Travel
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Our take
The Discover it® Student Credit Card is one of the most profitable credit card offers available for current undergraduates. The possibility to participate in a profitable cashback programs together with friendliness to credit newbies makes it a very appealing offer for students.
Details
- $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
- 5% Cash Back Rewards in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more.
- Plus unlimited 1% cash back on all other purchases. Terms Apply.
- No annual fee.
- No penalty APR.
- 0% intro APR on purchases for the first 6 months.
- Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Free monthly access to FICO® Score.
- Freeze it® on/off switch option for your account protection.
Pros
5% cash back
No Annual Fee
No Penalty APR
0% intro APR on purchases for 6 months
FICO® Credit Score for free
Cons
No signup bonus
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Gas
5% cashback
Dining
5% cashback
Groceries
5% cashback
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
10.99%
Balance transfer intro apr duration
6 months
Balance transfer regular apr
14.99-23.99%
variable
Balance transfer fee
3%
Rates and fees
Purchase regular apr
14.99-23.99%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Return payment fee
up to
$37
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