Details
  • Receive $25 in Ace Rewards for every 12,500 points earned, redeemable at your favorite participating Ace store.
  • Earn 3% in Ace Rewards points for every $1 of eligible net purchases at participating Ace Stores.
  • Earn 2% in Ace Rewards points for every $1 of eligible net purchases at gas stations and grocery stores.
  • Plus, get 1% in Ace Rewards points for every $1 of eligible net purchases everywhere else Visa is accepted.
  • No annual fee.
  • Zero Fraud Liability.
  • $500,000 in Travel Accident Insurance.
  • Auto Rental Collision Damage Waiver.
Pros
High rate of rewards
No Annual Fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Gas
10 points / $1
Groceries
10 points / $1
Other
5 points / $1
Balance transfer offer
Balance transfer regular apr
14.99-23.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
14.99-23.99%
variable
Cash advance apr
24.99%
variable
Regular annual fee
$0
Cash advance fee
4%
min $5
Foreign transaction fee
2%
Late payment fee
up to $39
Return payment fee
up to $39
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