Credit Cards for Bad Credit

ROCK The Score Rental Reporting
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ROCK The Score Rental Reporting
Credit Needed
No Credit
  • Do you rent a home or apartment? 
  • Pay Your rent as you have been, and your ontime rent payments are now reported to selected credit bureaus to help boost your credit profile and increase that credit score.
  • Report the past two years of rent payments for a possible boost to your credit score!
  • Pricing:  $6.95 Monthly (Keeps Trade Line Open) - $48 One time set up fee - Optional: $65 Historic Reporting
  • Join our rent reporting program and gain an immediate boost to your credit score with major credit bureaus. It's quick and easy!
  • We recommend reporting both your historical data along with ongoing rent payments. A seasoned and open trade line provides the biggest boost possible to your credit score.

Assent Platinum MasterCard® Secured Credit Card
Credit Needed
No Credit
Bad Credit
  • APR for purchases: 0% Introductory APR for the first six months your account is open, afterward regular APR.
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Quick and Complete Online Application; No Credit Inquiry Required!
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Annual fee of $49

First Access Card (Unsecured Card)
Credit Needed
Bad Credit
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application; Checking account required
  • $300 Credit Line (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri, Member:  FDIC
  • This program is not currently available in New York or Wisconsin.

Credit Strong - Instal & Revolv
Credit Needed
No Credit
Bad Credit
Fair Credit

Multiple Ways to Build Credit.

A CreditStrong account is the fusion of a secured consumer installment loan and a savings account. During the life of your CreditStrong account you build both credit history and savings.

  • Instantly build revolving credit with no minimum monthly payment required with CreditStrong Revolv
  • Build installment credit and savings with low fixed monthly payments with CreditStrong Instal
  • Build supersized installment credit with supersized plans with CS MAX

First Progress Platinum Prestige MasterCard® Secured Credit Card
Credit Needed
Bad Credit
Fair Credit
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No Credit Inquiry Required!
  • Get a fresh start!  A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • 24/7 Online Access to Your Account: Try our new Mobile App for Android users!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • Availalbe Nationwide
  • APR for purchases: 15.24%
  • Annual Fee = $49
  • *See all terms and conditions

Deposit Options: bank or postal checks, money orders, electronic bill pay initiated from cardholder's bank 


First Progress Platinum Select MasterCard® Secured Credit Card
Credit Needed
Bad Credit
Fair Credit
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No Credit Inquiry Required!
  • Get a fresh start!  A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • 24/7 Online Access to Your Account: Try our new Mobile App for Android users!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • Available Nationwide
  • APR for purchases = 19.24%
  • Annual Fee = $39
  • *See all terms and conditions

Deposit Options: bank or postal checks, money orders, electronic bill pay initiated from cardholder's bank


The First Progress Platinum Elite MasterCard® Secured Credit Card
Credit Needed
Bad Credit
Fair Credit
  • Test No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No Credit Inquiry Required!
  • Get a fresh start!  A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • 24/7 Online Access to Your Account: Try our new Mobile App for Android users!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • Available Nationwide
  • APR for purchases = 25.24%
  • Annual Fee = $29
  • *See all terms and conditions.

Deposit Options: bank or postal checks, money orders, electronic bill pay initiated from cardholder's bank


OpenSky® Secured Visa ® Credit Card
Credit Needed
No Credit
Bad Credit
Introductory APR
N/A
Introductory Period
N/A
Regular APR
25.64% variable
Annual fee
$35
Balance transfer
N/A
  • Limited Time Offer: $50 funding voucher applied for all new accounts. Get a $200 credit line for $150. Click “Apply Now” to see additional terms and conditions.
  • New feature! Earn up to 10% cash back on everyday purchases
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Over 1.4 Million  Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit  

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