Credit Cards for Bad Credit

First Progress Platinum Prestige MasterCard® Secured Credit Card
Our Choice
Apply Now
First Progress Platinum Prestige MasterCard® Secured Credit Card
Credit Needed
Bad Credit
Fair Credit
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Build Credit Faster with 6 reporting cycles per month.  (You will be assigned the fastest of 6 reporting cycles a month)
  • With our rapid reporting cycle-assignment process for new accounts, most new accounts receive the next available statement cycle date and are reported to the credit bureaus between 2 - 10 days after the complete application is approved and the total refundable deposit received.  Your Annual Fee will be billed and reported to the bureaus as a performing balance in the first complete statement billing cycle to speed the reporting of credit activity.
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
  • APR for purchases: 10.74%
  • Annual Fee = $49

First Progress Platinum Select MasterCard® Secured Credit Card
Credit Needed
Bad Credit
Fair Credit
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Build Credit Faster with 6 reporting cycles per month.  (You will be assigned the fastest of 6 reporting cycles a month)
  • With our rapid reporting cycle-assignment process for new accounts, most new accounts receive the next available statement cycle date and are reported to the credit bureaus between 2 - 10 days after the complete application is approved and the total refundable deposit received.  Your Annual Fee will be billed and reported to the bureaus as a performing balance in the first complete statement billing cycle to speed the reporting of credit activity.
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
  • APR for purchases = 14.74%
  • Annual Fee = $39

First Access Card
Credit Needed
Bad Credit
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application; Checking account required
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri, Member:  FDIC
  • This program is not currently available in New York or Wisconsin.

Horizon Gold Card - Merchandise Card
  • $500 Limit
  • Guaranteed Approval*
  • No Credit Check
  • Fast Online Application
  • No Employment Check
  • Reports to Major Bureau
  • Bad Credit - OK
  • *see terms and conditions

Online Jewelry Club
Credit Needed
Bad Credit
  • Easy Approval - 95% Approval Rate! Even with less attractive credit scores!
  • Establish Credit As You Shop
  • $5000.00 unsecured revolving line of credit reported to Experian, Equifax and Trans Union each month.
  • Name Brand Jewelry
  • New Jewelry Added Daily
  • Up to $5,000 of Available Credit
  • A Low 19.9% APR -Flexible Payments
  • Low Cost Membership Fee
  • Annual membership fee of  only $99.00
  • Members Only Discounts
  • Fast Reliable Free Shipping
  • This is a catalog card to shop at a specific website, not a credit card.
  • Available in all US States

The First Progress Platinum Elite MasterCard® Secured Credit Card
Credit Needed
Bad Credit
Fair Credit
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Build Credit Faster with 6 reporting cycles per month.  (You will be assigned the fastest of 6 reporting cycles a month)
  • With our rapid reporting cycle-assignment process for new accounts, most new accounts receive the next available statement cycle date and are reported to the credit bureaus between 2 - 10 days after the complete application is approved and the total refundable deposit received.  Your Annual Fee will be billed and reported to the bureaus as a performing balance in the first complete statement billing cycle to speed the reporting of credit activity.
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
  • APR for purchases = 20.74%
  • Annual Fee = $29

Green Dot primor® Mastercard® Gold Secured Credit Card
Credit Needed
Bad Credit
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Mastercard® Gold Secured Credit Card details

First Latitude Platinum MasterCard® Secured Credit Card
  • No Annual Fee! Build up your credit with responsible card use.
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI

Assent Platinum MasterCard® Secured Credit Card
Credit Needed
No Credit
Bad Credit
  • No Annual Fee for first year! $29 Annual Fee starting in the second year and thereafter. Build up your credit with responsible card use.
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI

Green Dot primor® Visa® Gold Secured Credit Card
Credit Needed
Bad Credit
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details

Green Dot primor® Visa® Classic Secured Credit Card
Credit Needed
Bad Credit
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Classic Secured Credit Card details

Capital Bank - OpenSky® Secured Visa ® Credit Card
Credit Needed
No Credit
Bad Credit
Introductory APR
see terms
Introductory Period
see terms
Regular APR
see terms
Annual fee
$35
Balance transfer
N/A
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card.  Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
     

Join the discussion