How to Earn Points and Miles for Free Travel
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Details
- Earn 3 Amtrak Guest Rewards points per $1 spent with Amtrak, 2 points per $1 spent on other qualifying travel purchases, and 1 point per $1 spent on all other purchases. Terms Apply.
- Get 20,000 bonus points after you make $1,000 or more in purchases within 90 days of account opening. Terms Apply.
- No Foreign Transaction Fees.
- Enjoy a complimentary Companion Coupon, One-Class Upgrade and a Single-Visit Station Lounge Pass for access to ClubAcela, Amtrak Metropolitan LoungeSM or First class lounges upon account opening.
- Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
- Free monthly access to FICO® Score.
- Annual fee - $79.
Pros
High rewards rate
No Foreign Transaction Fees
Sign-up bonus
Security & Benefits
Free monthly access to FICO® Score
Cons
Has annual fee
Has interest charges
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$500
Get 20,000 bonus points after you make $1,000 or more in purchases within 90 days of account opening. Terms Apply.
This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts.
Rewards
Travel
3 points / $1
Airline
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
16.99-24.99%
variable
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
16.99-24.99%
variable
Cash advance apr
19.99-26.99%
variable
Regular annual fee
$79
Cash advance fee
3%
min $10
Late payment fee
up to
$38
Return payment fee
up to
$27
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