How to Earn Points and Miles for Free Travel
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Details
- 10,000 Bonus Points after you spend $1,000 in purchases within 3 months of account opening.
- Earn 2 Points for every $1 you spend on purchases made online at retail and travel websites.
- Earn 2 Points for every $1 you spend on products and services purchased directly from AT&T. You earn 2X points on AT&T purchases like a new tablet or accessories for your phone.
- Earn 1 Point for every $1 you spend on other purchases.
- Redeem your points for exciting rewards like gift cards, travel rewards, electronics and more.
- No Annual Fee.
- Citi customers enjoy special access to purchase tickets to thousands of events annually.
- Travel & Purchase protection.
- Citi® Cards with Apple Pay®.
Pros
Bonus reward points
Sign-up bonus
No Annual Fee
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$160
Earn 10,000 Bonus Points after you spend $1,000 in purchases within 3 months of account opening.
Bonus ThankYou Points are not available if you have had an AT&T Access card or AT&T Access More card opened or closed in the past 24 months.
Rewards
Travel
2 points / $1
Telecom
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
15.99-24.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.99-24.99%
variable
Cash advance apr
27.24%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$38
Return payment fee
$38
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