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Bank of America® Cash Rewards credit card for Students
Cash Back
Sign-up Bonus
No Annual Fee
Details
- 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. Terms Apply.
- No Annual Fee.
- Online $200 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening. Terms Apply.
- Free monthly access to FICO® Score.
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. Terms Apply.
- Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
- No expiration on rewards and no changing categories to follow.
Pros
High Cash Back Rewards
No Annual Fee
Sign-up bonus
Security & Benefits
Free monthly access to FICO® Score
Cons
Has foreign transaction fees
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$200
Online $200 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts.
Rewards
Gas
3% cashback
limited to $2,500
spending per quarter
Groceries
2% cashback
limited to $2,500
spending per quarter
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
12 months
Balance transfer regular apr
15.24-25.24%
variable
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
15.24-25.24%
variable
Cash advance apr
18.24-27.24%
variable
Regular annual fee
$0
Cash advance fee
3%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$38
Return payment fee
up to
$27
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