Details
  • 50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
  • No limit to the points you can earn and your points don't expire.
  • Redeem for cash back as a statement credit, or as a deposit into your eligible Bank of America® or Merrill Lynch® accounts including checking, savings, and 529, or to purchase travel (air, car, and hotel) through the Bank of America Travel Center or redeem for gift cards.
  • Get up to $200 in travel statement credit rewards.
  • No foreign transaction fees.
  • If you're a Bank of America® Preferred Rewards client, you can enjoy 25% - 75% rewards bonus on every purchase. That means you could earn up to 3.5 points per $1 on travel and dining purchases and up to 2.62 points per $1 on all other purchases.
Pros
Generous signup bonus
High rewards rate
No foreign transaction fee
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$500
50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts.
Rewards
Dining
2 points / $1
Travel
2 points / $1
Other
1.5 points / $1
Balance transfer offer
Balance transfer regular apr
17.99-24.99%
variable
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
17.99-24.99%
variable
Cash advance apr
20.99-26.99%
variable
Regular annual fee
$95
Cash advance fee
3%
min $10
Late payment fee
up to $38
Return payment fee
up to $27
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