How to Earn Points and Miles for Free Travel
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Details
- After 12 months, you may qualify to have your security deposit returned while you continue to use your card. Terms Apply.
- No Penalty APR.
- Free monthly access to FICO® Score.
- Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
- Annual fee of $39.
- No rewards offered.
Pros
No Penalty APR
Security & Benefits
Free monthly access to FICO® Score
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Balance transfer offer
Balance transfer regular apr
22.24%
variable
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
22.24%
variable
Cash advance apr
22.24-26.99%
variable
Regular annual fee
$39
Cash advance fee
3%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$38
Return payment fee
up to
$27
Secured card details
Posting to credit bureau
Free credit score
Secured deposit
$300
- $4,900
Credit Limit
No information
Upgrade to unsecured
After 12 months
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