Details
  • Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time and no expiration on points. Terms Apply.
  • 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases. Terms Apply.
  • No Annual Fee.
  • No Foreign Transaction Fees.
  • Redeem points for a statement credit to pay for any airline, any hotel, anytime. No blackout dates.
  • 0% APR on new purchases for 12 billing cycles.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. Terms Apply.
  • Free monthly access to FICO® Score.
  • Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
Pros
High rewards rate
Flexible redemption options
No Annual Fee
Sign-up bonus
0% APR on new purchases for 12 billing cycles
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$250
25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases. Terms Apply.
This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts.
Rewards
Other
1.5 points / $1
Balance transfer offer
Balance transfer regular apr
16.99-24.99%
variable
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
16.99-24.99%
variable
Cash advance apr
19.99-26.99%
variable
Regular annual fee
$0
Cash advance fee
3%
min $10
Late payment fee
up to $38
Return payment fee
up to $27
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