How to Earn Points and Miles for Free Travel
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Our take
This card is ideal for balance transfers. No annual fee, no balance transfer fee, and no foreign transaction fees. If you are looking for an opportunity to get rid of a high-interest credit card debt, the Barclaycard Ring™ MasterCard® is definitely a valuable finding.
Details
- $0 annual fee.
- No balance transfer fees.
- No foreign transaction fees.
- 13.99% variable APR on purchases, balance transfers and cash advances.
- Free online access to your FICO® Credit Score.
- Chip card technology.
- Exclusive online community.
Pros
No annual fee, balance transfer fee and foreign transaction fee
Low interest rate
Cons
No rewards
Excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
13.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
13.99%
variable
Cash advance apr
13.99%
variable
Regular annual fee
$0
Cash advance fee
3%
min $3
Foreign transaction fee
0%
Late payment fee
up to
$27
Return payment fee
up to
$27
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