How to Earn Points and Miles for Free Travel
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Details
- Earn 3X points per $1 on purchases made at Apple, 2X points per $1 on restaurants, 1X point on all other purchases. Terms Apply.
- Special financing for up to 18 months on finance purchases made at Apple within the first 30 days of account opening. Terms Apply.
- Redeem for Apple Store or iTunes gift cards for every 2,500 points you earn, receive a $25 Apple Store or iTunes gift card.
- No Annual Fee.
- Protection against unauthorized use of card.
- Customer service assistance with lost and stolen card reporting 24/7.
Pros
High rewards rate
No Annual Fee
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Dining
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
15.99,21.99,28.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.99,21.99,28.99%
variable
Cash advance apr
29.24%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$37
Return payment fee
up to
$37
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