Our take

The Barclays Arrival® Premier World Elite Mastercard®  is for big spenders who are willing to build a long-term relationship with the issuer. Coming with no signup bonus, the card still offers you a substantial bonus for your loyalty, provided you meet the spending requirements.

Details
  • Earn up to 25,000 loyalty bonus miles each year, spend $15,000 on purchases, get 15,000 miles.
  • Spend an additional $10,000 on purchases, get an additional 10,000 miles, for a total of 25,000 miles after $25,000 in purchases.
  • Earn Unlimited 2X miles on every purchase.
  • Redeem your miles for travel or cash back statement credits, gift cards and merchandise. Redeeming miles for travel statement credits offers the best value.
  • Miles don't expire as long as your account is open, active and in good standing.
  • $0 intro annual fee for the first 12 month.
  • Global Entry - Expedite your Re-entry with a $100 automatic statement credit for the cost of one Global Entry application fee every five years.
  • No foreign transaction fees.
  • Travel perks & benefits.
Pros
2X miles per dollar on every purchase
Generous annual bonus
No foreign transaction fee
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$262.5
Earn up to 25,000 loyalty bonus miles each year, spend $15,000 on purchases, get 15,000 miles. Spend an additional $10,000 on purchases, get an additional 10,000 miles, for a total of 25,000 miles after $25,000 in purchases.
The bonus is intended for persons who are not and have not previously been Barclays Arrival Premier Mastercard cardmembers.
Rewards
Other
2 miles / $1
Balance transfer offer
Balance transfer regular apr
17.99,21.99,24.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
17.99,21.99,24.99%
variable
Cash advance apr
27.24%
Regular annual fee
$150
Cash advance fee
5%
min $10
Foreign transaction fee
0%
Late payment fee
up to $37
Return payment fee
up to $37

If you value simplicity and spend a great deal every year, this card may be interesting to you. Each swipe brings you unlimited 2X miles. Each $25,000 spent annually on the card gives you 3X earning. Once you earn enough miles, spend them on travel, statement credit, or gift cards, or transfer miles to some of the partner airlines. The $150 annual fee can easily be offset, but more about that later.

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