How to Earn Points and Miles for Free Travel
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Details
- Earn a $25 Barnes & Noble Gift Card after your first purchase.
- Get 5% back on all Barnes & Noble purchases when you use your card at any Barnes & Noble store or online at bn.com.
- Earn 2x points for every $1 spent at restaurants (excluding Barnes & Noble Café purchases).
- Plus, earn 1x points for every $1 spent on all other purchases (excluding Barnes & Noble purchases). Terms Apply.
- No Annual Fee.
- Automatically receive a $25 Barnes & Noble Gift Card every time you earn 2,500 points.
- Earn 12 months of Barnes & Noble Membership after spending $7,500/year on eligible purchases.
- Free online FICO® Credit Score access.
- $0 Fraud Liability protection.
- 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, 15.99% or 26.99%, based on your creditworthiness, Variable.
Pros
No Annual Fee
High rate of rewards
Sign-up bonus
0% intro APR for 15 months on balance transfers
Security & Benefits
Cons
Has interest charges
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$25
Earn a $25 Barnes & Noble Gift Card after your first purchase.
These bonuses and /or incentives are intended for persons who are not and have not previously been Barnes & Noble Mastercard cardmembers.
Rewards
Dining
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
15.99,26.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.99,26.99%
variable
Cash advance apr
27.24%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$37
Return payment fee
up to
$37
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