How to Earn Points and Miles for Free Travel
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Details
- 1X Points for every dollar of eligible purchases. Terms and limitations apply.
- No Annual Fee.
- Use Membership Rewards® points for your travel, hotel rooms, restaurant gift cards, or American Express Gift Cards which can be used anywhere Amex Cards are accepted in the US.
- Payment Flexibility: Your Card gives you the option to carry a balance with interest or pay in full each month.
Pros
No Annual Fee
Payment Flexibility
Cons
Has interest charges
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
16.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
16.99,19.99,21.99%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$0
Cash advance fee
3%
min $5
Foreign transaction fee
2.7%
Late payment fee
up to
$38
Return payment fee
up to
$38
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