Details
  • No annual fee.
  • 25,000 bonus points (2x our standard 10,000) after $6,000 spent in purchases within the first three months of account opening. That's redeemable for $250 in travel awards.
  • Plus, earn 1 point for every $1 spent with no points expiration or limits on how many points you can earn.
  • 0% introductory APR on purchases for the first 9 months from the date of opening account.
  • Balance transfers with 0% introductory APR for nine months from date of first transfer made within first 90 days of opening your account.
Pros
Generous signup bonus
No annual fee
1% cash back
0% introductory APR on purchases and balance transfers
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
9 months
Balance transfer regular apr
13.99,18.99,22.99%
Balance transfer fee
4%
min $5
Rates and fees
Purchase regular apr
13.99,18.99,22.99%
variable
Cash advance apr
26.24%
variable
Regular annual fee
$0
Cash advance fee
3%
min $10
Foreign transaction fee
2%
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