How to Earn Points and Miles for Free Travel
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Business Advantage Cash Rewards Mastercard® credit card
Cash Back
Sign-up Bonus
No Annual Fee
Details
- Online exclusive: $200 statement credit bonus after making at least $500 in net purchases in the first 60 days of your account opening.
- Earn 3% on purchases at gas stations and office supply stores (up to $250,000 in gas station and office supply store purchases annually, 1% after that).
- Earn 1% cash back on purchases and 2% on purchases at restaurants.
- 0% on purchases for 9 billing cycles from account opening.
- When you enroll in the Business Advantage Relationship Rewards program, you can get an additional 25% - 75% rewards bonus on every purchase you make.
- Start redeeming your cash back after earning $25. Redeem your rewards as a statement credit, or have cash deposited into a Bank of America small business checking or savings account.
Pros
$200 statement credit signup bonus
3% cash back
No annual fee
0% on purchases for 9 billing cycles
Cons
Has foreign transaction fee
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$200
Online exclusive: $200 statement credit bonus after making at least $500 in net purchases in the first 60 days of your account opening.
One $200 statement credit allowed per company.
Rewards
Gas
3% cashback
limited to $250,000
spending per year
Office Supply
3% cashback
limited to $250,000
spending per year
Dining
2% cashback
Other
1% cashback
Balance transfer offer
Balance transfer regular apr
13.24-23.24%
variable
Balance transfer fee
4%
min $10
Rates and fees
Purchase regular apr
13.24-23.24%
variable
Cash advance apr
26.24%
variable
Regular annual fee
$0
Cash advance fee
4%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$49
Return payment fee
$39
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