How to Earn Points and Miles for Free Travel
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Business Advantage Travel Rewards World Mastercard® credit card
Rewards
Sign-up Bonus
No Annual Fee
Details
- Earn 25,000 bonus points after making at least $1,000 in net purchases in the first 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
- Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time – no matter how much you spend.
- Earn 3 points per every dollar spent when you book your travel (car, hotel, airline) through the Bank of America Travel Center – powered by Orbitz.
- No limit to the number of points you can earn and points don't expire.
- When you enroll in the Business Advantage Relationship Rewards program, you can get an additional 25% - 75% rewards bonus on every purchase you make.
- Enjoy no annual fee and no international transaction fees while earning points.
- 0% on purchases for 9 billing cycles from account opening.
- Flexibility to redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars or baggage fees; option for cash back and gift cards.
- No blackout dates and no travel restrictions when booking your trip.
Pros
Generous signup bonus
3X points per $1 spent on travel
0% purchase intro APR
No foreign transaction fee
No annual fee
No penalty APR
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$250
Earn 25,000 bonus points after making at least $1,000 in net purchases in the first 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
One 25,000 bonus reward points allowed per company.
Rewards
Travel
3 points / $1
Hotel
3 points / $1
Airline
3 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
13.24-23.24%
variable
Balance transfer fee
4%
min $10
Rates and fees
Purchase regular apr
13.24-23.24%
variable
Cash advance apr
26.24%
Regular annual fee
$0
Cash advance fee
4%
min $10
Late payment fee
up to
$49
Return payment fee
$39
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