How to Earn Points and Miles for Free Travel
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Details
- Earn 20,000 extra points when you spend $1,000 in the first 90 days after opening your account.
- Choose your 3X points category: day-to-day expenses, automotive or travel and entertainment.
- Day-to-Day Expenses, such as shipping, advertising, utilities, office supplies, telecom and professional services.
- Automotive, such as gas, service, tires, tolls, dealerships, car washes and repairs.
- Travel and entertainment, such as airlines, auto rental, hotels, restaurants and travel agencies.
- Plus, earn 1X point per $1 on all other eligible net purchases.
- Unlimited points with no cap.
- Enjoy a 0% Intro APR on purchases for the first 9 billing cycles, and after that a variable APR, currently 13.99% - 24.99%.
- No annual fee and free employee cards.
- Zero Fraud Liability.
Pros
High rate of rewards
Sign-up bonus
No Annual Fee
0% Intro APR on purchases for the first 9 billing cycles
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$180
Earn 20,000 extra points when you spend $1,000 in the first 90 days after opening your account.
Existing and previous U.S. Bank Business Edge Select Rewards accounts do not qualify for bonus Points for a similar account type.
Rewards
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
13.99-24.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
13.99-24.99%
variable
Cash advance apr
25.99%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
2%
Late payment fee
up to
$39
Return payment fee
up to
$35
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