Details
  • Earn $150 back after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Plus, earn an additional $100 back after you spend an additional $6,500 in purchases within your first 12 months. You will receive the $250 back as a statement credit.
  • No annual fee.
  • Unlimited 1.5% Cash Back on your purchases.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable APR, 14.74% - 25.74%.
  • Car rental loss and damage insurance.
  • Travel and shopping benefits.
Pros
Unlimited 1.5% Cash Back
Generous signup bonus
No annual fee
0% purchase and balance transfer intro APR
Cons
Good to excellent credit score required
Has foreign transaction fees.
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$150
Earn $150 back after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. Plus, earn an additional $100 back after you spend an additional $6,500 in purchases within your first 12 months. You will receive the $250 back as a statement credit.
Welcome offer not available to applicants who have or have had this Card.
Rewards
Other
1.5% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
14.74-25.74%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
14.74-25.74%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$0
Cash advance fee
3%
min $5
Foreign transaction fee
2.7%
Late payment fee
up to $38
Return payment fee
up to $38
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