Details
  • Earn 2 MyCruise® points for every $1 spent on qualifying purchases with Celebrity Cruises and our sister brands, Royal Caribbean® and Azamara Club Cruises®.
  • Plus, 1 MyCruise point per $1 on all other purchases. Terms Apply.
  • No foreign transaction fees for non-US transactions.
  • Get 10,000 MyCruise points after making a transaction within the first 90 days of account opening - enough for a $100 onboard credit.
  • $50 FLIGHTS by CelebritySM Airfare Discount upon approval (students not eligible).
  • Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
  • Free monthly access to FICO® Score.
Pros
Earn MyCruise® points
No Foreign Transaction Fees
Sign-up bonus
Airfare discount
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$100
Get 10,000 MyCruise points after making a transaction within the first 90 days of account opening - enough for a $100 onboard credit.
This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts.
Rewards
Travel
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
16.99-24.99%
variable
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
16.99-24.99%
variable
Cash advance apr
19.99-26.99%
variable
Regular annual fee
$69
Cash advance fee
3%
min $10
Late payment fee
up to $38
Return payment fee
up to $27
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