How to Earn Points and Miles for Free Travel
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Details
- Earn $150 bonus after you spend $500 on purchases in the first 3 months from account opening - new cardmembers only.
- Earn unlimited 1.5% cash back on every purchase – it's automatic. No minimum to redeem for cash back.
- Enjoy 0% promotional APR for 15 months from date of purchase on purchases of $299 or more – available anytime and it's automatic. After that, 16.99% - 25.74% variable APR.
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
- Price Protection – If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.
- Zero Liability Protection means you won't be held responsible for unauthorized charges made with your card or account information.
- Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points.
- Maximize your rewards by transferring points to the card that earns Chase Ultimate Rewards points.
Pros
1.5% unlimited cash back on all purchases
No annual fee
$150 bonus with low qualification
0% intro APR for 15 months on purchases
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$150
Earn $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
This product is not available to either current cardmembers of this credit card, or previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.
Rewards
Other
1.5% cashback
Balance transfer offer
Balance transfer regular apr
16.99-25.74%
variable
Balance transfer fee
5%
min $5
Rates and fees
Purchase regular apr
16.99-25.74%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$38
Return payment fee
up to
$38
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