How to Earn Points and Miles for Free Travel
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Chase Sapphire Preferred® credit card
Travel Rewards
Sign-up Bonus
No Foreign Transaction Fee
Our take
The Chase Sapphire Preferred® credit card is, perhaps, the best way to participate in Chase Ultimate Rewards® loyalty program. The introductory bonus is huge, redemption value is above average, and the earn rate is reasonable.
Details
- 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when redeemed through Chase Ultimate Rewards®.
- 2X points on travel and dining at restaurants - from airfare and hotels to fine dining and cafés.
- Plus, 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
- $0 intro annual fee for the first year, after that $95.
- 1:1 Point Transfer to leading frequent travel programs.
- Travel & purchase coverage.
- 24/7 Access to a Customer Service Specialist.
Pros
High rewards rate on travel
No Foreign transaction fees
Sign-up bonus
Get more points on travel and dining at restaurants
Security & Benefits
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$1050
50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Plus earn an additional 30,000 bonus points after you spend $20,000 on purchases within your first year of account opening.
This offer is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
Rewards
Travel
2 points / $1
Dining
2 points / $1
Airline
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
17.99-24.99%
variable
Balance transfer fee
5%
min $5
Rates and fees
Purchase regular apr
17.99-24.99%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$95
Cash advance fee
5%
min $10
Foreign transaction fee
0%
Late payment fee
up to
$38
Return payment fee
up to
$38
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