How to Earn Points and Miles for Free Travel
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Our take
Chase Sapphire Reserve℠ is a premium credit card that provides you with extremely lucrative rewards. With $450 annual fee, this card is quite expensive to maintain, but if you obtain it, you get an access to luxury services and a great bonus and rewards program, which are especially worthwhile for travelers.
Details
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- 3X Points on travel and dining at restaurants - from airfare and hotels to fine dining and cafés, and 1 point per dollar on all other purchases.
- Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.
- No Foreign transaction fees.
- Get 50% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel.
- No Blackout Dates or Travel Restrictions.
- Premium travel benefits.
- Travel & purchase coverage.
Pros
50,000 bonus points
$300 Annual Travel Credit
High rewards rate
No Foreign transaction fees
50% more in travel redemption
Cons
Excellent credit needed
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$1050
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
This product is available to you if you don't have this card and have not received a new cardmember bonus for this card in the past 24 months.
Rewards
Dining
3 points / $1
Travel
3 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
17.99-24.99%
variable
Balance transfer fee
5%
min $5
Rates and fees
Purchase regular apr
17.99-24.99%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$450
Cash advance fee
5%
min $10
Foreign transaction fee
0%
Late payment fee
up to
$38
Return payment fee
up to
$38
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