How to Earn Points and Miles for Free Travel
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Our take
A travel credit card should match your lifestyle and not the other way around. Which means that the Citi Prestige® Card is a good fit for someone who flies frequently, books longer stays, and finds it absolutely necessary to up the comfort of airport visits.
Details
- 3X points on Air Travel and Hotels, 2X points on Dining at Restaurants and Entertainment and 1 ThankYou® Point per $1 spent on other purchases.
- Complimentary 4th night stay at any hotel of your choice after a minimum 4-consecutive night booking through ThankYou.com or the Citi Prestige Concierge.
- No Foreign Transaction Fees.
- Each year a $250 Air Travel Credit will automatically be applied to flight-related expenses charged to your card, including airline tickets, baggage fees, upgrades and more.
- Points are redeemable for flights on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or gift cards redeemed from the ThankYou® Rewards collection.
- Points Transfer allows you to transfer your qualifying and available ThankYou® Points to airline and hotel loyalty programs.
- Travel & Purchase protection.
Pros
No Foreign Transaction Fees
High rate of rewards
Cons
Needs excellent credit
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Airline
3 points / $1
Travel
3 points / $1
Hotel
3 points / $1
Dining
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
17.49-25.49%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
17.49-25.49%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$450
Cash advance fee
5%
min $10
Foreign transaction fee
0%
Late payment fee
up to
$35
Return payment fee
up to
$35
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