Our take

The Citi® ThankYou® Preferred Card for College Students is the best card to reach a good credit score and be generously rewarded for entertainment activities.

Details

Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of account opening.
2,500 points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed from the ThankYou® Rewards collection. Terms Apply.
2 ThankYou® Points per $1 spent on purchases for dining at restaurants and entertainment, and 1 ThankYou® Point per $1 spent on all other purchases.
No expiration and no limit to the amount of points to earn.
No Annual Fee.
0% Intro APR on purchases for 7 months; after that the variable APR will be 16.49% - 26.49%, based on your creditworthiness.
Citi customers can enjoy special access to purchase tickets to thousands of events annually.
Travel & Purchase protection.

Pros

Sign-up bonus

No Annual Fee

2X points per $1 spent on dining amd entertainment

Cons

Good to excellent credit score required

Recomended Credit score

Poor

300

Fair

630

Good

690

Excellent

720

850

Bonus offer

Bonus value

$25

Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of account opening.

Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.

Rewards

Dining

2 points / $1

Other

1 point / $1

Balance transfer offer

Balance transfer regular apr

16.49-26.49%

variable

Balance transfer fee

min $5

Rates and fees

Purchase regular apr

16.49-26.49%

variable

Cash advance apr

27.24%

variable

Regular annual fee

Cash advance fee

min $10

Foreign transaction fee

Late payment fee

up to $35

Return payment fee

up to $35

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Citi ThankYou® Preferred Card for College Students