Our take

The Citi® ThankYou® Preferred Card for College Students is the best card to reach a good credit score and be generously rewarded for entertainment activities.

Details
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of account opening.
  • 2,500 points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed from the ThankYou® Rewards collection. Terms Apply.
  • 2 ThankYou® Points per $1 spent on purchases for dining at restaurants and entertainment, and 1 ThankYou® Point per $1 spent on all other purchases.
  • No expiration and no limit to the amount of points to earn.
  • No Annual Fee.
  • 0% Intro APR on purchases for 7 months; after that the variable APR will be 16.49% - 26.49%, based on your creditworthiness.
  • Citi customers can enjoy special access to purchase tickets to thousands of events annually.
  • Travel & Purchase protection.
Pros
Sign-up bonus
No Annual Fee
2X points per $1 spent on dining amd entertainment
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$25
Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of account opening.
Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.
Rewards
Dining
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
16.49-26.49%
variable
Balance transfer fee
4%
min $5
Rates and fees
Purchase regular apr
16.49-26.49%
variable
Cash advance apr
27.24%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to $35
Return payment fee
up to $35
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