How to Earn Points and Miles for Free Travel
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Our take
The Citi ThankYou® Premier Card is worth getting. It may become a nice companion on your trip, especially if you are a frequent traveler. If you’re fine with surfing the ThankYou® Rewards program, you may find plenty of nice redemption options.
Details
- Earn 50,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
- 50,000 points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards redeemed from the ThankYou® Rewards collection.
- 3 ThankYou Points per $1 spent on travel including gas stations, airfare, hotels, cruises, car rental agencies, travel agencies, railways, public transportation, tolls, taxis, parking and much more.
- 2 ThankYou Points per $1 spent on dining out and entertainment.
- 1 ThankYou Point on all other purchases. Terms Apply.
- No expiration and no limit on the number of points you can earn.
- Points Transfer allows you to transfer your qualifying and available ThankYou® Points to participating airline and hotel loyalty programs.
- 16.49% - 25.49%, based on your creditworthiness, for transfers completed within 2 months from date of account opening.
- No foreign transaction fees on purchases.
- Travel & Purchase protection.
Pros
Sign-up bonus
High rate of rewards
No foreign transaction fees
Travel & Purchase protection
Cons
Needs excellent credit
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$850
Earn 50,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
Bonus ThankYou® Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.
Rewards
Gas
3 points / $1
Airline
3 points / $1
Travel
3 points / $1
Hotel
3 points / $1
Dining
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
16.49-25.49%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
16.49-24.49%
variable
Cash advance apr
27.24%
variable
Regular annual fee
$95
Cash advance fee
5%
min $10
Foreign transaction fee
0%
Late payment fee
up to
$35
Return payment fee
up to
$35
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