How to Earn Points and Miles for Free Travel
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Details
- Earn 3 Points per $1 spent on gasoline purchases, 2 Points per $1 spent on dining and groceries, and 1 Point on all other purchases.
- Combine Points from all of your City National business and personal credit cards that come with City National Rewards to earn premium Awards more quickly.
- No annual fee.
- There's no cap on Points and your Points do not expire as long as your account remains open and the Rewards Program has not ended.
- Use Rewards Points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.
- Visa Signature Concierge will assist you 24/7 with a wide range of services, from making restaurant and travel reservations, to helping you find that special gift or hard-to-get entertainment tickets.
- Use your Visa Signature Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.
Pros
Low purchase APR
No annual fee
No cap on points earning and expiration
Cons
No signup bonus
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Gas
3 points / $1
Dining
2 points / $1
Groceries
2 points / $1
Other
1 point / $1
Rates and fees
Purchase regular apr
15%
variable
Cash advance apr
21%
variable
Regular annual fee
$0
Cash advance fee
3%
min $5
Foreign transaction fee
3%
Late payment fee
up to
$15
Return payment fee
up to
$20
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