How to Earn Points and Miles for Free Travel
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Details
- No annual fee with your paid Costco membership.
- 4% cash back on eligible gas worldwide, including gas at Costco, for the first $7,000 per year in gas purchases and then 1% thereafter.
- 3% cash back on restaurant and eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel.
- 2% cash back on all other purchases from Costco and Costco.com.
- 1% cash back on all other purchases. Terms Apply.
- No fee for purchases at Costco worldwide.
- Travel & Purchase protection.
Pros
4% cash back
Bonus cash back categories
No annual fee
No foreign transaction fee
Cons
Excellent credit is needed
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Gas
4% cashback
limited to $7,000
spending per year
Dining
3% cashback
Travel
3% cashback
Airline
3% cashback
Hotel
3% cashback
Other
1% cashback
Rates and fees
Purchase regular apr
17.24%
variable
Cash advance apr
23.99%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Late payment fee
up to
$37
Return payment fee
up to
$37
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