Details
  • Earn Costco cash rewards everywhere Visa® is accepted.
  • 4% cash back on eligible gas worldwide, including gas at Costco, for the first $7,000 per year in gas purchases and then 1% thereafter. Terms Apply.
  • 3% cash back on restaurant (including cafes, bars, lounges and fast food restaurants) and eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com.
  • 1% cash back on all other purchases.
  • No annual fee with your paid Costco membership.
  • Travel & Purchase protection.
Pros
4% cash back
Bonus cash back categories
No annual fee
No foreign transaction fee
Cons
Excellent credit is needed
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Gas
4% cashback
limited to $7,000 spending per year
Dining
3% cashback
Travel
3% cashback
Airline
3% cashback
Hotel
3% cashback
Other
1% cashback
Balance transfer offer
Balance transfer regular apr
17.24%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
17.24%
variable
Cash advance apr
27.24%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Late payment fee
up to $37
Return payment fee
up to $37
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