How to Earn Points and Miles for Free Travel
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Details
- Earn 1 point for every $1 spent.
- Low Interest Rates.
- No Annual Fee.
- No Fees or Higher Rates for Cash Advances and Balance Transfers.
- Redeem for travel, merchandise, gift cards, and more.
- Insurance, car rental, travel, and warranty benefits.
- Works with Apple Pay®, Google Pay™, and Samsung Pay.
- Optional Overdraft Protection on your DCU Checking.
Pros
No annual fee
No cash advance fee
No foreign transaction fee
No balance transfer fee
Low purchase APR
Low balance transfer APR
Cons
Low rewards rate
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
13.25-18%
variable
Rates and fees
Purchase regular apr
13.25-18%
variable
Cash advance apr
13.25-18%
Regular annual fee
$0
Cash advance fee
0%
Foreign transaction fee
0%
Late payment fee
up to
$35
Return payment fee
$0
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