How to Earn Points and Miles for Free Travel
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Details
- 3% cash back on travel.
- 2% cash back on restaurants.
- 1% cash back on all purchases.
- No deposit required.
- $0 annual fee.
- No foreign transaction fee.
- Refer a Friend and get a $30 statement credit. Refer 10 friends and get a $200 bonus for a total of $500 in statement credits.
Pros
No annual fee
3% cash back
No deposit required
Cons
No signup bonus
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Travel
3% cashback
Dining
2% cashback
Other
1% cashback
Rates and fees
Purchase regular apr
18.49-25.49%
variable
Regular annual fee
$0
Late payment fee
up to
$25
Return payment fee
up to
$37
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