How to Earn Points and Miles for Free Travel
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Details
- $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
- Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter.
- Plus 1% cash back on all other purchases. Terms Apply.
- No annual fee. No late fee on first late payment. No Penalty APR.
- Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- FICO® Credit Score for free.
- 100% U.S. based customer service available any time.
- 0% intro APR on purchases for the first 6 months.
- Freeze it® on/off switch option for your account protection.
Pros
2% cash back
No annual fee
No foreign transaction fees
0% APR on purchases for 6 months
Cons
No signup bonus
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Gas
2% cashback
limited to $1,000
spending per quarter
Dining
2% cashback
limited to $1,000
spending per quarter
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
10.99%
Balance transfer intro apr duration
6 months
Balance transfer regular apr
14.99-23.99%
variable
Balance transfer fee
3%
Rates and fees
Purchase regular apr
14.99-23.99%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Return payment fee
up to
$37
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