Details
  • The First Progress MasterCard® is a full-featured credit-card with a credit line based on a refundable security deposit instead of your credit score.
  • The card reports to all three credit bureaus every month to help establish or re-establish new credit history.
  • No Credit History or Minimum Credit Score Required for Approval.
  • 10.49% Variable APR for Purchases
  • The maximum Credit Limit you can obtain over time is $5,000.
Pros
Really low qualification criteria
No credit check for pre-qualificaion
Low APR
Cons
High annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rates and fees
Purchase regular apr
10.49%
variable
Cash advance apr
19.49%
variable
Regular annual fee
$49
Cash advance fee
3%
min $10
Foreign transaction fee
3%
Late payment fee
up to $38
Return payment fee
up to $27
Secured card details

Posting to credit bureau

Secured deposit
$200 - $2,000
Credit Limit
Equal to deposit
Join the discussion