How to Earn Points and Miles for Free Travel
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Details
- Fund your new MasterCard® secured credit card with your tax refund today.
- No processing or application fees required.
- Reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
- No minimum credit score.
- No credit history required.
- The maximum Credit Limit you can obtain over time is $5,000. Terms apply.
Pros
Works for people new to credit
Reports monthly to all three major bureaus
Cons
Can take some time to get card
No instant approval
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rates and fees
Purchase regular apr
14.49%
variable
Cash advance apr
20.49%
variable
Regular annual fee
$39
Cash advance fee
3%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$38
Return payment fee
up to
$27
Secured card details
Posting to credit bureau
Secured deposit
$200
- $2,000
Credit Limit
Equal to deposit
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