Details
  • 2X points per $1 spent on all Holland America purchases including onboard purchases.
  • Plus 1X point for every $1 spent on all other purchases everywhere Visa is accepted. Terms Apply.
  • No Foreign transaction fees.
  • No Annual Fee.
  • Earn 5,000 points after first purchase enough to redeem for a $50 onboard credit.
  • Redeem points for discounts toward Holland America Cruises when you use your Holland America Visa to book the cruise.
  • Also, redeem points for onboard amenities and credits, along with gift cards and merchandise.
  • $0 Fraud Liability protection.
  • Use points for statement credits toward airfare.
  • 0% introductory APR for the first 15 billing cycles.
Pros
Sign-up bonus
0% intro APR for the first 15 billing cycles
High rewards rate
No Annual Fee
No Foreign transaction fees
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$50
Earn 5,000 points after first purchase enough to redeem for a $50 onboard credit.
The offer may not be available if you already have or have had an account with Barclaycard.
Rewards
Travel
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
15.99,20.99,25.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.99,20.99,25.99%
variable
Cash advance apr
27.24%
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
0%
Late payment fee
up to $37
Return payment fee
up to $37
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