How to Earn Points and Miles for Free Travel
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Details
- 80,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening.
- Plus, earn 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary year.
- Earn 10 points per $1 spent on purchases when you stay at IHG® hotels.
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.
- Earn 1 point per $1 spent on all other purchases.
- Enjoy a Free night after each account anniversary year at IHG hotels worldwide.
- Free reward night when you redeem points for any stay of 4 or more nights.
- No foreign transaction fees.
- Platinum Elite status.
Pros
Generous sign-up bonus
High rewards rate
Anniversary Free Night
No Foreign transaction fees
Platinum Elite status
Travel & purchase coverage
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$480
80,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening.
Plus, earn 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary year.
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
Rewards
Hotel
10 points / $1
Gas
2 points / $1
Groceries
2 points / $1
Dining
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
17.99-24.99%
variable
Balance transfer fee
5%
min $5
Rates and fees
Purchase regular apr
17.99-24.99%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$89
Cash advance fee
5%
min $10
Late payment fee
up to
$38
Return payment fee
up to
$38
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