Our take

It makes sense to apply for the Ink Business Preferred℠ card. A huge signup bonus, high point-earning potential and a set of additional benefits to simplify your travel are something that may be appealing to you.

Details
  • 80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®.
  • Earn 3 points per $1 of the first $150,000 spent each account anniversary year on combined purchases in select business categories.
  • Earn unlimited 1 Point Per $1 spent on all other purchases. Points do not expire as long as your account is open.
  • Points are worth 25% more when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • No foreign transaction fees.
  • Travel & purchase coverage.
Pros
Flexible and rich rewards
A top sign-up bonus
No foreign transaction fees
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$1680
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening.
To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Rewards
Travel
3 points / $1
limited to $150,000 spending per year
Telecom
3 points / $1
limited to $150,000 spending per year
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
17.99-22.99%
variable
Balance transfer fee
5%
min $5
Rates and fees
Purchase regular apr
17.99-22.99%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$95
Cash advance fee
5%
min $15
Foreign transaction fee
0%
Late payment fee
up to $39
Return payment fee
up to $39

For a moderate $95 annual fee, you get a piece of dark blue plastic with a name printed on it—the Ink Business Preferred℠ Credit Card. Is it worth getting it? Having this card in hand may become a bargain if you’re a small business owner who travels a lot. Points for qualifying spending and an impressive 80,000-point signup bonus are easy to swap for free travel. A set of travel perks allows you to fly across the world with convenience and quality service. Let’s move on and see in detail how the card shows itself in use.

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