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Journey® Student Rewards from Capital One®
Cash Back
No Annual Fee
No Foreign Transaction Fee
Our take
The Journey® Student Rewards from Capital One® is introduced especially for persons with an average credit score. It is a good option if your priority is to build a good credit history together with nice cashback rewards. If you just recently started your path towards achieving high credit score, this card is your choice.
Details
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month.
- Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise.
- Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time.
- 26.99% variable APR for purchases and balance transfers.
- No Foreign Transaction Fees.
- No Annual Fee.
- Visa® Platinum Benefits.
Pros
Cash Back Rewards
No Annual Fee
No Foreign Transaction Fees
Cons
High APR
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Other
1% cashback
Balance transfer offer
Balance transfer regular apr
26.99%
variable
Rates and fees
Purchase regular apr
26.99%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$0
Cash advance fee
3%
min $10
Foreign transaction fee
0%
Late payment fee
up to
$38
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