How to Earn Points and Miles for Free Travel
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Details
- 2% Value for Airfare Redemptions.
- 1.5% Value for Cash Back Redemptions.
- Stainless Steel Card.
- Enjoy 24/7 access to Luxury Card Concierge—a complete lifestyle management service tailored to your personal requirements.
- The Luxury Card Travel program offers competitive rates and complimentary benefits at over 3,000 properties across the globe. Cardmembers receive an average value of $500 in benefits and services per stay.
- 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.
- $100 Annual Airline Credit Toward Qualifying Airline Purchases.
- $100 Global Entry Application Fee Credit.
- Cardmembers receive Luxury Gifts from some of the world's most iconic and recognized brand names.
- Enjoy complimentary access to more than 1,000 lounges in over 500 cities worldwide.
Pros
High redemption rate
Luxury perks and benefits
0% intro APR for the first 15 billing cycles
Cons
High annual fee
Excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Other
1 point / $1
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
16.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
16.99%
variable
Cash advance apr
27.24%
Regular annual fee
$495
Cash advance fee
5%
min $10
Late payment fee
up to
$37
Return payment fee
up to
$37
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