How to Earn Points and Miles for Free Travel
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Details
- Brushed Stainless Steel Card.
- 2% Value for Airfare Redemptions.
- 1% Value for Cash Back Redemptions.
- Enjoy 24/7 access to Luxury Card Concierge—a complete lifestyle management service tailored to your personal requirements.
- The Luxury Card Travel program offers competitive rates and complimentary benefits at over 3,000 properties across the globe. Cardmembers receive an average value of $500 in benefits and services per stay.
- Cardmembers receive LUXURY MAGAZINE, the exclusive quarterly publication covering a broad range of categories–including travel, fashion, real estate, vehicles and technology.
- 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Pros
No penalty APR
Brushed Stainless Steel Card
0% introductory APR for the first 15 billing cycles
Cons
High annual fee
Excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Other
1 point / $1
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
16.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
16.99%
Cash advance apr
27.24%
variable
Regular annual fee
$195
Cash advance fee
5%
min $10
Late payment fee
up to
$37
Return payment fee
up to
$37
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