Details
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 5X Membership Rewards® points on select Mercedes-Benz purchases. Terms and limitations apply.
  • Plus, 3X points on the first $15,000 of purchases at U.S. gas stations in a calendar year; 2X at U.S. restaurants; 1 point on all other eligible purchases. Terms and limitations apply.
  • You will get 2X Membership Rewards® points for each dollar of eligible travel purchases made on amextravel.com. Terms and limitations apply.
  • Use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance (prepaid hotel), vacation or cruise booking.
  • 0% intro APR on purchases for 6 months.
  • Annual fee $95.
Pros
High rewards rate
Sign-up bonus
0% intro APR on purchases for 6 months
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$190
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.
Rewards
Gas
3 points / $1
limited to $15,000 spending per year
Dining
2 points / $1
Travel
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
16.24%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
16.24%
variable
Cash advance apr
26.24%
variable
Regular annual fee
$95
Cash advance fee
3%
min $5
Foreign transaction fee
2.7%
Late payment fee
up to $38
Return payment fee
up to $38
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