How to Earn Points and Miles for Free Travel
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Details
- Access credit even if you have poor or limited credit history
- The First Access Card is a true VISA® credit card that does not require perfect credit for approval.
- Complete easy online application now and get a response in as little as 60 seconds!
- Reporting to 3 major credit bureaus.
- Initial credit limit of $300
Pros
Unsecured credit card
Quick decision
Cons
Processing fee to open account
Monthly servicing fee
High annual fee
High purchase APR
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rates and fees
Purchase regular apr
29.99%
variable
Cash advance apr
29.99%
variable
Regular annual fee
$48
Cash advance fee
5%
min $5
Late payment fee
up to
$38
Return payment fee
up to
$38
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