Details
  • Earn 20,000 bonus miles when you make an initial purchase and payment of the annual fee, then earn an additional 30,000 award miles after you make $5,000 in purchases in the first 90 days.
  • Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners.
  • Earn 1 award mile per $1 spent on all other purchases everywhere Mastercard is accepted.
  • Convert award miles earned on purchases into status miles. Once each year, you can convert 5,000 to 25,000 award miles at a 5 to 1 ratio. For example, 5,000 award miles converts to 1,000 status miles.
  • No Foreign Transaction Fees.
  • Receive a discount code for up to 15% off hotel and car rental redemptions at milesandmore.com/hotelandcar.
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance Airlines and other partners.
  • 0% intro APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.
  • Two complimentary Lufthansa Business Lounge Vouchers annually.
  • Receive a companion ticket annually.
Pros
High rewards rate
Sign-up bonus
No Penalty APR
0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$700
Earn 20,000 bonus miles when you make an initial purchase and payment of the annual fee, then earn an additional 30,000 award miles after you make $5,000 in purchases in the first 90 days.
Welcome bonus miles are available to new cardmembers only.
Rewards
Airline
2 miles / $1
Other
1 mil / $1
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
17.99,26.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
17.99,26.99%
variable
Cash advance apr
27.24%
variable
Regular annual fee
$89
Cash advance fee
5%
min $10
Foreign transaction fee
0%
Late payment fee
up to $37
Return payment fee
up to $37
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