How to Earn Points and Miles for Free Travel
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Details
- Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
- Plus, unlimited 1% cash back on all other purchases. Terms Apply.
- No annual fee.
- No penalty APR.
- Save 10% at Shop.NHL.com with the code ITPAYS. Save 10% on your NHL.TV™subscription when you use your Discover card.
- Automatic a dollar-for-dollar Cashback Match™ you've earned at the end of your first year.
- Redeem your rewards for cash in any amount, anytime.
- Free monthly access to FICO® Score.
- Freeze it® on/off switch option for your account protection.
Pros
5% cash back
No annual fee
No penalty APR
No overlimit fee
No foreign transaction fee
0% APR for 14 months
Cons
Good to excellent credit score required
No signup bonus
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Gas
5% cashback
Dining
5% cashback
Groceries
5% cashback
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
14 months
Balance transfer regular apr
13.99-24.99%
variable
Balance transfer fee
3%
Rates and fees
Purchase regular apr
13.99-24.99%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Return payment fee
up to
$37
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