How to Earn Points and Miles for Free Travel
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Details
- Earn 4 points for every $1 in purchases.
- Earn 25% bonus points on base points you earn in a billing cycle when you maintain a Virtual Wallet.
- Earn 50% bonus points on base points you earn in a billing cycle when you maintain a Performance Checking account OR Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements.
- Earn 75% bonus points on base points you earn in a billing cycle when you maintain a Performance Select Checking account OR Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements.
- No annual fee.
- You’ll automatically be enrolled in the PNC points® Program.
- There’s no limit to the number of points you can earn.
- Choose from thousands of rewards – including cash, gift cards, electronics, name-brand merchandise and travel.
Pros
4X points per $1 spent on all purchases
No annual fee
Sign-up bonus
Cons
Has foreign transaction fees
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$100
You will earn a $100 monetary credit on your statement after you have made $1,000 in purchases during the first 3 billing cycles following account opening.
Rewards
Other
4 points / $1
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
12 months
Balance transfer regular apr
13.99-23.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
13.99-23.99%
variable
Cash advance apr
24.99%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$38
Return payment fee
up to
$38
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