How to Earn Points and Miles for Free Travel
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Details
- For every $1 of net eligible purchases on the card, you'll earn: 2X points at Polaris dealerships, 2X points at gas stations, and 1 point everywhere else Visa is accepted.
- Once you have earned 2,500 points, you can redeem them for $25 in Polaris Cash, which can be used at Polaris Dealerships.
- 0% Intro APR on purchase and balance transfers for 6 billing cycles. After that, a variable APR currently 15.99% - 24.99%.
- No Annual Fee.
- Zero Fraud Liability.
- Fraud Protection.
- Roadside Dispatch.
- Auto Rental Collision Damage Waiver.
- Online Banking and Automatic Bill Pay.
Pros
No Annual Fee
High rate of rewards
0% Intro APR on purchase and balance transfers for 6 billing cycles
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Gas
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
6 months
Balance transfer regular apr
15.99-24.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.99-24.99%
variable
Cash advance apr
25.99%
variable
Regular annual fee
$0
Cash advance fee
4%
min $5
Foreign transaction fee
2%
Late payment fee
up to
$38
Return payment fee
up to
$35
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