Details
  • For every $1 of net eligible purchases on the card, you'll earn: 2X points at Polaris dealerships, 2X points at gas stations, and 1 point everywhere else Visa is accepted.
  • Once you have earned 2,500 points, you can redeem them for $25 in Polaris Cash, which can be used at Polaris Dealerships.
  • 0% Intro APR on purchase and balance transfers for 6 billing cycles. After that, a variable APR currently 15.99% - 24.99%.
  • No Annual Fee.
  • Zero Fraud Liability.
  • Fraud Protection.
  • Roadside Dispatch.
  • Auto Rental Collision Damage Waiver.
  • Online Banking and Automatic Bill Pay.
Pros
No Annual Fee
High rate of rewards
0% Intro APR on purchase and balance transfers for 6 billing cycles
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Gas
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
6 months
Balance transfer regular apr
15.99-24.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.99-24.99%
variable
Cash advance apr
25.99%
variable
Regular annual fee
$0
Cash advance fee
4%
min $5
Foreign transaction fee
2%
Late payment fee
up to $38
Return payment fee
up to $35
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