How to Earn Points and Miles for Free Travel
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Premier Rewards Gold Card from American Express
Travel Rewards
Sign-up Bonus
No Foreign Transaction Fee
Our take
The card is as close as you can get to a top-tier travel card without having to pay a $400+ annual fee. It has a generous bonus offer, solid earning and redemption rates, and a few somewhat useful travel perks. Its ideal user is someone who is already flying with American Express airline partners and staying at the Hotel Collection properties.
Details
- Earn 50,000 Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
- Earn 3X points for flights booked directly with airlines. Terms and Limitations Apply.
- Earn 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases. Terms and Limitations Apply.
- No Foreign Transaction Fees.
- $100 Airline Fee Credit. Receive up to $100 a year in baggage fees and other incidentals at one airline.
- Get 2X Membership Rewards® points per eligible $1 spent, in addition to a $75 hotel credit to spend on qualifying dining, spa, and resort activities at participating properties, at americanexpress.com/hc. Terms apply.
- No interest charges because you pay your balance in full each month.
- $00 intro annual fee for the first 12 months of Card Membership, then $195.
Pros
Hight rewards rate
Sign-up bonus
No Foreign Transaction Fees
No interest charges
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$950
Earn 25,000 Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
Welcome bonus offer not available to applicants who have or have had this product.
Rewards
Airline
3 points / $1
Gas
2 points / $1
Groceries
2 points / $1
Dining
2 points / $1
Rates and fees
Purchase regular apr
0%
Regular annual fee
$195
Foreign transaction fee
0%
Late payment fee
up to
$38
Return payment fee
up to
$38
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